Medicare Advantage Plans (Medicare Part C) are private insurance plans that replace original Medicare with enhanced coverage. Instead of Medicare Part A & Part B, Medicare Part C gives you total coverage. Instead of paying a premium for Part B or Part A, you pay a private insurance company for better benefits. Medicare Advantage plans must include the same coverage of original Medicare, and they usually offer many extra benefits as well. For example, vision, hearing, dental, and health and wellness programs are often covered in Medicare Advantage plans. Most Advantage plans also include coverage for prescription drug expenses. This means that with Advantage plans, a separate Medicare Part D Prescription Drug Coverage plan is usually unnecessary.
If you are interested in Medicare Advantage Plans in Virginia, we can help. Contact us today for free personal guidance. We would be happy to help you get the very best coverage for your needs.