Anthem CoreShare is one of Anthem’s lowest cost individual health insurance plans and offers a simple plan design. If you want low monthly rates, coverage for unforeseen events, and don't mind paying a higher share of the cost if the need arises, Anthem CoreShare may be the plan for you.

Covered Services	Summary of Benefits * (In-Network)
Doctor's Office Visits All physicians office visits are covered after the deductible, you pay 50% Co-Insurance	Your Share of Costs (after deductible, unless waived or not subject to deductible) 50% Coinsurance
Preventive Care Services (Age 7 and older)	Covered 100%
Well Child Care	Preventive Care & Childhood immunizations covered 100% to age 7
Prescription Retail Drugs Prescription Drugs benefits have a separate $1000 deductible. You must pay the deductible before receiving prescription drug benefits (and Mail Order when available)	(Deductible Waived): Generic and Brand Name Drugs: $15 copayment or 50% coinsurance, whichever is greater $1,000 annual deductible per member on Brand/Specialty drugs. Unlimited coverage See Anthem Drug Formulary List
Optional Drug Coverage      (if available)	Not Available
Oral Contraceptives	Covered as Rx
Spinal Manipulation, Chiropractic	50% coinsurance
Professional & Diagnostic Services (X-rays, labs, anesthesia, surgeons, etc.)	50% coinsurance
Inpatient Services (overnight hospital / facility stays)	$750 Inpatient Facility Copay, then deductible plus 50% Coinsurance per admission
Outpatient Services (without overnight hospital / facility stays)	$200 Outpatient Facility Surgical Procedure Copay, then deductible plus 50% Coinsurance per procedure
Emergency Room Services	50% coinsurance
Routine Vision Exams	Discount through Special Offers at Anthem.com
Optional Coverage Options
Maternity Coverage	Not Available Available with the 2500 deductible and higher only. Coverage must be in force for 6 months before conception.
Dental Insurance	Rider Available with $1,000 benefit
Supplemental Accident Insurance	Pays for first $750 (once per year), accidents only and before deductible for ER visits.
Life Insurance
Other Covered Benefits:	Ambulance, Chiropractic Care, Durable Medical Equipment, Home and Hospice Care, Mental Health, Physical / Occupational Therapy, Substance Abuse, Speech Therapy, Urgent Care, Routine Vision Exam

Anthem CoreShare Deductible Options

Deductible Options (In-Network) The deductible is the annual amount you as the member or family must pay before coverage begins ( Prescription Drug Benefits Have a Separate Deductible). You can usually lower your monthly premium by choosing a higher deductible.	Out-of-Pocket Maximum Add your chosen deductible to the out of pocket maximum. Once the out of pocket maximum is reached, Anthem will pay 100% of most covered charges for the remaining year. Prescription drug costs do not count towards the out-of-pocket maximum.	Coinsurance
$750 Individual / $1,500 Family	$3,500 Individual / $7,000 Family	50%
$1,500 Individual / $3,000 Family	$3,500 Individual / $7,000 Family	50%
$2,500 Individual / $5,000 Family	$3,500 Individual / $7,000 Family	50%
$5,000 Individual / $10,000 Family	$3,500 Individual / $7,000 Family	50%

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For details, call us at (757) 426-9797 or 1-(888) 380-2505 or contact us via email.  We would be glad to help you.

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