Individual dental insurance in Virginia is now a reality thanks to Anthem Blue Cross Blue Shield. Anthem now offers Individual Dental, a comprehensive dental plan that provides preventive, restorative and complex dental benefits, and gives you the option of using a cost-saving network of dental providers. Below is a summary of the benefits of the Anthem individual dental package. For more information, visit our all-new dental insurance information page.

Monthly Premiums:

Preventive Benefit Highlights:

Preventive, diagnostic and radiographic benefits do not require a deductible or a waiting period. And when you visit a network dentist, we cover these benefits at 100% of our allowable charge – your coinsurance is 0%. We cover 50% of the allowable charge when you visit a dentist outside the network.

Covered Service		Frequency	Coinsurance
			In-Network	Out-of-Network
Diagnostic  (Oral exams)		Two per year	0%	50%
Set of bitewing X-rays		One per year (not in same year as full mouth x-ray)
Full mouth X-rays  (Age 5 and over)		One every three years
Preventive  (Includes cleanings, topical fluoride treatments for children under age 16, space maintainers for children under age 12)		Two dental cleanings per year

Restorative & Complex Benefit Highlights:

Restorative and complex services have waiting periods before services are covered. You pay a $50 annual deductible with an in-network dentist, and a separate $100 annual deductible when you go out-of-network.

Covered Service	Waiting Period	Coinsurance		Deductible
		In-Network	Out-of-Network	In-Network	Out-of-Network
Restorative Services (fillings)	6 Months	50%	50%	50%	100%
Simple Extractions
Adjunctive Services (Emergency treatment of dental pain for minor procedure, general anesthesia with oral surgery)
Oral Surgery (Includes root removal, treatment of abscess)	18 Months
Prosthodontic Services (Onlays, crowns, dentures)
Endodontic Services (Root canals)
Periodontal Services (Includes periodontal cleaning, scaling, root planing)

Anthem Individual Dental has an annual maximum benefit of $1,000 per covered person every calendar year the policy is in effect. This applies to preventive, restorative and complex benefits.

For More Information:  Visit our all-new dental insurance information page.

Would you like to sign up for an Anthem dental insurance plan? Are you interested in getting dental coverage from Anthem Blue Cross Blue Shield? Fill out the form below and we will personally walk you through the process and answer any questions you may have.