Individual dental insurance in Virginia is now a reality thanks to Anthem Blue Cross Blue Shield. Anthem now offers Individual Dental, a comprehensive dental plan that provides preventive, restorative and complex dental benefits, and gives you the option of using a cost-saving network of dental providers. Below is a summary of the benefits of the Anthem individual dental package. For more information, visit our all-new dental insurance information page.
|1) Adult under 50||$33.00|
|2) Adult 50 or older||$38.25|
|*No additional premium is charged for more than six children.|
Preventive Benefit Highlights:Preventive, diagnostic and radiographic benefits do not require a deductible or a waiting period. And when you visit a network dentist, we cover these benefits at 100% of our allowable charge – your coinsurance is 0%. We cover 50% of the allowable charge when you visit a dentist outside the network.
|Two per year||0%||50%|
|Set of bitewing X-rays||One
(not in same year as full mouth x-ray)
(Age 5 and over)
|One every three years|
topical fluoride treatments
for children under age 16,
space maintainers for
children under age 12)
|Two dental cleanings per year|
Restorative & Complex Benefit Highlights:Restorative and complex services have waiting periods before services are covered. You pay a $50 annual deductible with an in-network dentist, and a separate $100 annual deductible when you go out-of-network.
|Covered Service||Waiting Period||Coinsurance||Deductible|
of dental pain for minor
procedure, general anesthesia with oral surgery)
(Includes root removal,
treatment of abscess)
(Onlays, crowns, dentures)
(Includes periodontal cleaning, scaling, root planing)
For More Information: Visit our all-new dental insurance information page.